• EMV (Europay, Mastercard, and Visa) is a global standard for credit card payment processing using cards equipped with computer chips.

• The US is currently migrating to meet this standard. 95% of cards issued in 2017 have EMV technology.

• EMV is secure. EMV cards create a unique code for every transaction and are virtually impossible to counterfeit.

The liability now falls on you. Businesses can be found liable for any fraud from an EMV card if you don’t have an EMV-enabled terminal.